Creative Retirement Planning
Benjamin Franklin said “If you fail to plan, you are planning to fail!”… to which I’ll add “and you’ll probably end up paying more in taxes”!
Whether you’re starting later with your retirement planning or you want do some proactive planning to allow you to retire early, finding creative solutions that go beyond just making contributions to your RRSPs and TFSAs, can help you get more out of your hard earned money.
I’ll help you get clear on what you really would love to be doing at retirement, find solutions that help provide a stable foundation for your plan, help allow you to avoid claw back of government payments & loss of tax credits, and cover risks through the various stages of your retirement years.
Financial Planning for You & Your Family
My goal is to help you find creative solutions to reach your financial goals & cover your risks for the best value.
So together, we’ll look at your specific financial goals, understand what’s important to you, and find some creative solutions that will help make it easier to reach those goals and get more out of your hard-earned money.
Losing your ability to earn income is probably the biggest risk to your family’s quality of life. In the event of a medical emergency, the last thing you need to worry about is money and losing your home.
So covering that risk is a very important part of a financial plan that will help you get through some of life’s unexpected challenges. We’ll help you implement custom strategies that provide the best value, to cover your risks and provide for your family’s specific needs and goals.
Financial Planning for Your Business
Some of the biggest benefits of owning a business are the tax-savings opportunities available to small business owners and the biggest risk to a business is probably the death or serious illness of key personnel.
All it takes is some proactive planning – because the day before you file your tax return is just a little too late to take advantage of tax benefits, and when the unexpected happens it’s best to be prepared to help make sure your business can ride through the wave of a sudden serious accident, major illness, or death of that key person.
After all, when you’ve worked so hard to get through the beginning years, you really wouldn’t want unexpected circumstances to put your back to where you started – or worse, in major debt.