Investing with a Safety Net
Investing in today’s environment is not for the faint of heart. However, fortunately for Canadians, Segregated Fund products offered by many life insurance companies provide a safety net for nervous investors.
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A New Year’s Resolution You Shouldn’t Break
Many of us set New Year’s resolutions for ourselves and often those resolutions have to do with finances. January is the month we say, “Ok, this year I am going to save more and spend less”.
TFSA or RRSP: What’s the difference?
RRSP or TFSA? What’s the difference? With the RRSP deadline around the corner, we’re here to help you figure out where you should invest.
Do You Need Individual Life Insurance?
In a recent study conducted by the Life Insurance and Market Research Association (LIMRA), it was reported that61% of Canadians hold some form of life insurance. Surprisingly, it also revealed that only 38% of Canadians own an individual life insurance contract.
CPA Canada Financial Literacy Free Workshops
The CPA Canada Financial Literacy Program offers free workshops (delivered by approved CPA volunteers) for adults, entrepreneurs, children and new Canadians – with a mission “to deliver unbiased objective financial literacy education & information to improve the overall state of financial literacy in Canada”.
What is Key Person Insurance?
Most business owners understand that assets vital to the success of the enterprise should be insured. Premises are routinely covered for fire and/or theft; vehicles used to make deliveries, insured; machinery needed for manufacturing, also insured. Given that these tangible assets are instrumental in the success of the business, it makes good business sense that the business is protected in the event of a loss. But what about key employees? Many business owners overlook the impact on their business should a key employee die unexpectedly.
A Group Workshop: Early Retirement Planning for Nurses & MPP (Pension Plan) Members
Learn some tax-efficient ways to supplement your early retirement pension while doing what you love.
Creative Retirement Planning – My Personal Example
Here’s a personal example of my creative retirement plan that has me using what I love to do (travel) to support the life that I want to live – without taking on another JOB!
A Different Perspective on Teaching your Children to be Empowered about Money
Parents who believe that it’s important to teach children “about money” know that this is an important part of helping them be successful in life. Many however find it difficult because they think their children are too young and/or not interested, and they themselves are too busy with life in general. In reality, you are continually teaching them because they learn more from what you do than what you say.
Video: A Different Perspective on Early Retirement Planning for Nurses
A video for Nurses on the MPP (pension plan) who want to retire early. It provides a different perspective to make up the difference between the early retirement pension and full pension – through tax-efficient solutions that reduce taxes and help avoid claw backs of government credits!